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Saturday, January 9, 2010

Health Care Reform Bill: Good




Health Care Reform Website

The site posted is a great source of information about each individual state's benefits from this Health Care Reform Bill. It talks about what are the problems now in each state and how this Bill will try and fix them. Please take a look. It also gives information on how each individual group and person will benefit from the bill. For all of those who are against this bill, take a look, something in here might shed some light on something thought to be so evil.

One statement in the Bill states that $744 million dollars that is spent on uncompensated care in Virginia, alone, will most likely get passed to families as a "hidden tax." This Bill promises to eliminate this so that the uninsured will be covered and there will be no need for this hidden tax.

In Iowa alone 3 million residents will benifit from this health care reform bill. In Iowa 7% of the population has diabetes, and 27% have high blood pressure, which are two of many prexisting conditions that insurance companies can use to deny converage. This new Bill states that it will establish a high-risk pool to enable people who cannot get insurance to be able to find an affordable health insurance plan. It will end insurance company discriminating against certain groups, age, gender, culture, and medical conditions. This is not just for the state of Iowa, Iowa is just being used here as an example as to how the bill will affect the people in the United States.

Because of this reform insurance companies will no longer be able to place a lifetime limit on the coverage that they provide and annual limits will be resitricted, along with the fact that they will not be able to drop coverage.

Currently the health care system works on only fixing the current health problem of the patient without worrying about what else could be done to prevent any other such occurances from happening. Sure, maybe this preventative care should be put on we, the people, but what about those who can barley take care of themselves with the problems they already have, let alone trying to worry about how to prevent from something else happening to them.
For those patients using medicare, according to Jencks SF, Williams MV, Coleman EA. Rehospitalizations among patients in the Medicare fee-for-service program, nearly 20% of those patients in the hospital recental discharged, end back up in the hosptial being readmitted within 30 days of discharge.
For Iowa, that is about 29,100 readmissions every year which could potentially be prevented with improved care coordination. This reform bill try to improve on primary care and provide financial incentives to hospitals to coordinate care at discharge better so that they may prevent readmissions. Also this will allow for more doctors to want to encourage preventative care and educate more people on how to live healthier lives with such incentives.

It is already a proven fact that preventative measures can lengthen life-span, so this portion of the Bill is extremely valuable to all americans.

What is also expected of the Bill is creating 320,000 jobs. The decrease in health care costs by a 1% margin will create so many jobs and will raise median incomes of families to $6,800 by 2030. I know that seems like a long way from here. Things will be tough when everything starts but as the economy and the people are more aquanted with this new health care system then I believe things will start to improve.

There will be relief from rising health care costs. The premiums under the reform will be cut in half and the government will provide premium assistance to those who need it. This will help save people from financial ruin from medical costs because the bill will place a cap on what insurance companies can force families to pay in out-of-pocket expenses and deductibles.



This Bill is all about protecting families and putting more money in your pocket. Isn't that what we all want?

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